Terms of Service
Last Updated: June 24, 2026
⚠️ ADULT CONTENT WARNING
This website contains adult-oriented content. By using this website, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction).
1. Acceptance of Terms
By accessing or using DesirexFans ("the Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Platform.
2. Age Restriction
You must be at least 18 years old (or the age of majority in your jurisdiction) to use this Platform. By using the Platform, you represent and warrant under penalty of perjury that you meet this age requirement. We reserve the right to request age verification at any time. Providing false age information is a violation of these Terms and may result in immediate account termination and reporting to law enforcement authorities.
3. User Accounts
3.1 Registration
To access certain features, you must create an account. You agree to provide accurate, current, and complete information and to update it as necessary. Each user may have only one account. Multiple accounts are prohibited.
3.2 Account Security
You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account. Notify us immediately of any unauthorized use. We are not liable for any loss or damage arising from your failure to protect your account.
3.3 Account Termination
We reserve the right to suspend or terminate accounts that violate these Terms, including but not limited to:
- Uploading illegal content
- Harassing other users
- Attempting to bypass payment systems
- Sharing account credentials
- Creating multiple accounts
- Filing fraudulent chargebacks
- Money laundering or fraudulent transactions
- Attempting to reverse transfers between wallets
4. Third-Party Services Disclaimer
🔗 4.1 External Payment Processors & Crypto Exchanges
IMPORTANT DISCLAIMER: When you use third-party payment processors, cryptocurrency exchanges, or any external platforms to purchase cryptocurrency or make payments to us, you are subject to THEIR terms of service, privacy policies, and fees. We have no control over:
- ❌ Transaction delays caused by third-party platforms
- ❌ Fees charged by exchanges, banks, or payment processors
- ❌ Errors made by YOU when entering wallet addresses or payment details
- ❌ Account freezes, holds, or restrictions imposed by third parties
- ❌ Cryptocurrency price fluctuations between purchase and confirmation
- ❌ Network congestion or blockchain delays
USER RESPONSIBILITY: You are solely responsible for:
- ✅ Double-checking wallet addresses before sending cryptocurrency
- ✅ Ensuring you select the correct network (TRC-20, ERC-20, BEP-20, etc.)
- ✅ Understanding fees charged by your exchange or wallet provider
- ✅ Keeping records of your transactions (TXIDs, receipts, confirmations)
- ✅ Resolving disputes directly with third-party platforms
WE ARE NOT RESPONSIBLE FOR: Funds sent to incorrect wallet addresses, funds sent on incorrect networks, delays caused by third-party platforms, or any losses incurred due to user error when using external services.
5. Content Guidelines
5.1 Prohibited Content
The following content is strictly prohibited:
- Content involving minors (anyone under 18)
- Non-consensual or forced content
- Bestiality or animal cruelty
- Violent or gore content
- Illegal substances or activities
- Hate speech or discrimination
- Harassment or doxxing
- Copyrighted material without permission
- Spam or misleading content
5.2 Age Verification for Uploaders
All content uploaders must verify their age and identity through our verification process. Failure to do so may result in account suspension or permanent ban. Verified accounts receive a verification badge on their profile.
5.3 Content Ownership
You retain all rights to the content you upload. By uploading, you grant the Platform a license to host, display, and distribute your content as necessary to provide our services. You may delete your content at any time. Deleted content may remain in backups for up to 30 days.
6. Wallet System Wallet
💰 6.1 How the Wallet Works
The Platform uses a dual-wallet system for all financial transactions. Every user has two separate wallets:
- Spending Wallet: Used for purchases (subscriptions, PPV content, escrow deposits). Funds in this wallet come from deposits (credit card or cryptocurrency) or transfers from Earnings Wallet.
- Earnings Wallet: Used for creator earnings from content sales, subscription revenue share, referral commissions, and escrow payouts. Funds in this wallet can be withdrawn to bank, PayPal, or cryptocurrency.
💳 6.2 Deposits
- Minimum deposit: $19.00
- Maximum deposit: $500.00
- Deposit fee: 0%
- Funds never expire and can be used for any Platform purchase
- All deposits go directly to your Spending Wallet
🔄 6.3 Transfer Policy - NO REVERSE TRANSFERS AML Compliant
PERMITTED TRANSFER (Earnings → Spending): Creators may transfer funds from their Earnings Wallet to their Spending Wallet at any time. This allows creators to purchase content on the platform using their earned funds. Transfers are instant and irreversible.
PROHIBITED TRANSFER (Spending → Earnings): TRANSFERS FROM SPENDING WALLET TO EARNINGS WALLET ARE STRICTLY PROHIBITED. Deposits made to the Spending Wallet are for purchasing content only and cannot be converted to withdrawable earnings. Any attempt to reverse, circumvent, or bypass this restriction constitutes a violation of these Terms and will result in immediate account termination and reporting to relevant authorities.
Why This Policy Exists (Legal & Regulatory Compliance):
- 🛡️ PREVENTS MONEY LAUNDERING: Prohibits criminals from depositing illicit funds and withdrawing "clean" money
- 🛡️ PREVENTS CHARGEBACK FRAUD: Prevents users from depositing with stolen credit cards and withdrawing cash
- 🛡️ PREVENTS CIRCULAR TRANSACTIONS: Prevents users from "buying" their own content to artificially inflate earnings
- 🛡️ COMPLIES WITH FINANCIAL REGULATIONS: Meets AML/KYC requirements for money service businesses
- 🛡️ PROTECTS PLATFORM INTEGRITY: Ensures legitimate earnings are properly tracked and verified
- 🛡️ FATF COMPLIANCE: Aligns with Financial Action Task Force recommendations on virtual assets
Exception: Refunds approved by our support team under Section 7.4 may credit funds back to the original wallet type used for payment. Crypto refunds are sent back to the original wallet address.
🔒 6.4 Anti-Money Laundering (AML) & Fraud Prevention
BY USING THIS PLATFORM, YOU EXPLICITLY ACKNOWLEDGE AND AGREE TO THE FOLLOWING AML PROVISIONS:
Suspicious Activity Monitoring: We employ automated and manual monitoring systems to detect suspicious activity, including but not limited to:
- Large or unusual deposit patterns
- Circular transactions (deposit → purchase from own account → withdraw)
- Multiple accounts linked to the same individual
- Rapid deposits followed by immediate withdrawal requests
- Transactions involving known fraud indicators
- Patterns indicative of money laundering or terrorist financing
CONSEQUENCES OF SUSPICIOUS ACTIVITY: If we reasonably suspect money laundering, fraud, or any violation of these Terms, we may:
- Immediately freeze your account and all funds
- Suspend withdrawals pending investigation
- Report suspicious activity to relevant financial authorities
- Permanently terminate your account without refund
- Cooperate fully with law enforcement investigations
- Hold earnings for up to 90 days pending investigation
7. Payments & Subscriptions
7.1 Payment Methods Crypto Supported
We accept the following payment methods:
- 💳 Credit/Debit Cards: Visa, Mastercard, American Express
- 💰 Cryptocurrency: USDT (TRC-20, ERC-20), USDC, BTC, ETH
- 🏦 Bank Transfer: Available in select regions
- 📱 Digital Wallets: PayPal (where available)
₿ 7.2 Cryptocurrency Payments - NO CHARGEBACKS
IMPORTANT: Cryptocurrency transactions are IRREVERSIBLE. There are NO chargebacks with crypto payments. By choosing to pay with cryptocurrency, you waive any right to dispute the transaction through your bank, credit card company, or payment processor.
How Crypto Payments Work:
- ✅ Payment is confirmed on the blockchain (typically 10-60 seconds for TRC-20, 5-30 minutes for other networks)
- ✅ Your subscription/access activates immediately upon confirmation
- ✅ No chargebacks possible - transactions are final
- ✅ Lower transaction fees compared to cards (typically $0.50-$1 for TRC-20)
- ⚡ Recommended: USDT on TRC-20 network (fastest, lowest fees)
USER RESPONSIBILITY FOR CRYPTO ERRORS: You are solely responsible for:
- ✅ Double-checking wallet addresses before sending cryptocurrency
- ✅ Ensuring you select the correct network (TRC-20, ERC-20, BEP-20, etc.)
- ✅ Understanding fees charged by your exchange or wallet provider
- ✅ Keeping records of your transactions (TXIDs, receipts, confirmations)
- ✅ Providing the correct Transaction ID (TXID) - incorrect TXIDs delay verification
WE ARE NOT RESPONSIBLE FOR: Funds sent to incorrect wallet addresses, funds sent on incorrect networks, delays caused by third-party platforms, network congestion, or any losses incurred due to user error.
Cryptocurrency Refunds (if approved under Section 7.4):
- 💰 Refunds are processed in the SAME cryptocurrency used for payment
- 💸 Funds are sent BACK to your original crypto wallet address
- 📊 Exchange rate: Refund uses current market rate at time of processing (not original purchase rate)
- ⏰ Processing: 1-2 hours after approval (depends on blockchain network)
- 🔒 Platform fee is NOT refundable (covers network and processing costs)
- ⚡ Network gas fees are paid by the recipient
No Chargebacks: Because crypto transactions are irreversible, you cannot file a chargeback with your crypto provider. All sales are final per our refund policy below.
7.3 Subscriptions
Subscriptions provide unlimited access to all premium content on the Platform. Key features:
- 🔄 Auto-renewing unless cancelled
- 📧 3-day email notice before renewal
- ❌ Cancel anytime from your subscription management page
- ✅ Keep access until end of billing period after cancellation
- 💰 Payment methods: Wallet balance, credit card, or cryptocurrency
🚫 7.4 Refund Policy - ALL SALES ARE FINAL
Refund Window: Requests accepted within 1 day(s) of payment (24 hours). Requests submitted after this window will be automatically denied.
We DO NOT offer refunds for:
- ❌ Change of mind, preference, or taste
- ❌ Content you didn't enjoy or expected differently
- ❌ Accidental purchases (you confirmed the transaction)
- ❌ Subscription cancellations (you retain access until end of billing period)
- ❌ Not using the Platform or your subscription
- ❌ Technical issues due to your internet connection, device, or browser
- ❌ Content that was watched more than 10%
- ❌ User error when sending cryptocurrency (incorrect address, wrong network)
- ❌ Price fluctuations or dissatisfaction with value received
- ❌ Account suspension or termination due to Terms violation
Limited exceptions at our SOLE DISCRETION:
- ⚠️ Verified technical issues preventing content access (after troubleshooting with support)
- ⚠️ Content that was materially misrepresented in the listing (fraudulent description)
- ⚠️ Duplicate charge due to system error (not user error)
- ⚠️ Unauthorized charges after you reported your account compromised (with proof)
Approval of refunds is NEVER guaranteed and is determined on a case-by-case basis at our sole discretion.
Refund Processing (If Approved):
- 💳 Credit/Debit Card payments: Refund credited to your Spending Wallet as store credit (not back to card)
- ₿ Cryptocurrency payments: Refund sent BACK to your original crypto wallet address in the SAME cryptocurrency
- 🔄 Wallet balance purchases: Refund credited back to your Spending Wallet
- 💰 Approved refunds are deducted from the creator's Earnings Wallet (chargeback)
- ⏰ Refunds are typically processed within 3-7 business days after approval
- 📧 You will receive email and dashboard notification when processed
- 🔒 Platform fees, network fees, and processing fees are NON-REFUNDABLE
How to request a refund:
- Go to My Subscription page for subscription refunds
- For content refunds, contact support via Contact Us
- Provide your transaction ID, purchase date, and reason for refund
- Our team will review within 24-48 hours
⚠️ CHARGEBACK FRAUD WARNING: Filing a fraudulent chargeback with your bank or payment provider is a violation of these Terms and may result in:
- Immediate account termination
- Permanent ban from the Platform
- Reporting to fraud databases (Kount, Riskified, Sift)
- Legal action to recover damages (including legal fees and chargeback fees of $15-50 per incident)
- Reporting to credit bureaus
- Criminal prosecution for fraud in applicable jurisdictions
8. Creator Earnings & Payouts
8.1 Commission Rates
- Standard Creators: 80% commission on all sales (Platform fee: 20%)
- Elite Creators: 90% commission on all sales (Platform fee: 10%)
- Subscription Revenue Share: 95% to platform, 5% to creator pool (distributed based on watch time)
- Referral Commissions: 5% of referred creator's earnings
8.2 Payout Minimums
- Standard Creators: Minimum payout $50.00
- Elite Creators: Minimum payout $20.00
- First Payout Special: First payout minimum $5.00 (one-time only)
8.3 Payout/Transfer Fees
- Processing Fee:
3% of payout amount
- Bank Transfer Fees: May apply based on your bank (not controlled by DesirexFans)
- PayPal Fees: Standard PayPal fees apply (typically 2.9% + $0.30)
- Crypto Network Fees: Gas fees vary by blockchain (paid by recipient)
8.4 Payout Methods
- 🏦 Bank Transfer (2-5 business days) - Requires bank name, account name, account number, routing number
- 📧 PayPal (1-3 business days) - Requires PayPal email address
- ₿ Cryptocurrency (Elite creators only - USDT, USDC, BTC, ETH) - Requires crypto wallet address
8.5 Earnings Hold Policy
We reserve the right to hold earnings for up to 90 days if suspicious activity is detected, including but not limited to:
- Unusual spike in views or sales
- Multiple accounts linked to the same individual
- Chargebacks or refund requests
- Violations of content guidelines
- Attempts to manipulate earnings
8.6 Chargeback Policy
When a refund is approved under Section 7.4:
- 💰 Amount is deducted from the creator's Earnings Wallet
- 📧 Creator is notified of the chargeback
- ⚖️ Multiple chargebacks may affect creator status or result in account suspension
- 🔒 Funds are held in escrow for meetings until completion
9. Meeting Escrow Service Escrow
9.1 How It Works
Our escrow service facilitates safe physical meetings between users:
- 💰 Requester deposits funds into escrow (from Spending Wallet)
- 🪪 Both parties must complete ID verification
- 🤝 Meeting takes place at a public, agreed-upon location
- ✅ Both parties confirm meeting completion and safety
- 💵 Funds released to creator's Earnings Wallet after mutual confirmation
9.2 Escrow Fees
- Platform escrow fee: 10% of the escrow amount
- Fee is charged to the requester at the time of deposit
- Fee is refundable if meeting is cancelled before both parties confirm
- Minimum escrow amount: $20
- Maximum escrow amount: $5,000
9.3 Safety Requirements
- Government ID verification required for ALL parties
- Meetings should take place in public, well-lit locations
- Share your location with a trusted contact
- We are not responsible for incidents during meetings
- Report any safety concerns immediately to support
9.4 Dispute Resolution
In case of disputes, our team will investigate and make a determination based on evidence provided. False claims may result in account termination and legal action. All escrow decisions are final and binding.
10. Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. We never sell your personal data to third parties.
11. DMCA Copyright Policy
We respect intellectual property rights and respond to valid DMCA notices. For copyright infringement claims, please contact our DMCA agent at dmca@desirex.luxauraum.com with the following information:
- Your contact information (name, address, email, phone)
- Identification of the copyrighted work claimed to have been infringed
- Identification of the material that is claimed to be infringing
- A statement that you have a good faith belief that use is not authorized
- A statement that the information is accurate under penalty of perjury
- Your physical or electronic signature
12. Disclaimer of Warranties
The Platform is provided "as is" without any warranties. We do not guarantee uninterrupted or error-free service. We are not responsible for user-generated content or actions between users. Your use of the Platform is at your sole risk.
13. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL DesirexFans BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- Your use or inability to use the Platform
- Any conduct or content of any third party on the Platform
- Unauthorized access, use, or alteration of your transmissions or content
- Errors in cryptocurrency transactions (incorrect addresses, wrong networks)
- Third-party exchange or payment processor failures
- Blockchain network congestion or failures
- Any other matter relating to the Platform
OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO THE PLATFORM IN THE PRECEDING 12 MONTHS, OR $100, WHICHEVER IS LESS.
14. Indemnification
You agree to indemnify and hold harmless DesirexFans and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Platform or violation of these Terms, including but not limited to:
- Your use of the Platform
- Your violation of these Terms
- Your violation of any third-party rights
- Any content you upload or transmit
- Your violation of any applicable laws or regulations
- Any chargeback, refund request, or dispute initiated by you
15. Changes to Terms
We may modify these Terms at any time. Continued use of the Platform after changes constitutes acceptance of the modified Terms. Material changes will be notified via email or site notification. The "Last Updated" date at the top of this page indicates when changes were made.
16. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of the Platform shall be submitted to the exclusive jurisdiction of the courts located in Nigeria. You agree to waive any objection to such jurisdiction and venue.
17. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
18. No Waiver
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. Any waiver of any provision of these Terms must be in writing and signed by an authorized representative of DesirexFans.
19. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and DesirexFans regarding your use of the Platform.
20. Contact Information
For questions about these Terms, please contact us at:
- 📧 Email: admin@desirex.luxauraum.com
- 📞 Phone: Available on request via email
- 📮 Mail: Cerebria Tech Solutions, Port Harcourt, Rivers State, Nigeria